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Your Key to the Main Line, Philadelphia, and its Surrounding Suburbs

Title Services

We offer title services to all involved parties—buyers, sellers, lenders and real estate agents. Our job is to coordinate all parties, while transferring money and property during a closing. When using the services of a title company, this process eliminates any risks that there are any claims, assessments, errors, or miscellaneous defects on the title when you purchase the property. We are affiliated with Cornerstone Agency, Inc., and their services include the following:

Title Search

A title search looks at the records of the title to insure a clear, transferable title. We make sure that the title is free from liens, judgments and easements.

Lien Search

We search records for any outstanding monies due on the title such as lease payments or second mortgages. These must be rectified before the title is cleared for ownership.

Title Insurance

This is a policy issued by a title insurance company protecting the property owner and your financial institution against any errors in the title search and any claims that should arise with the property. The buyer, the seller or both parties can pay for the cost of the title insurance policy. There are two different kinds of title insurance:

  1. Lender's Title Insurance - This type of policy protects the lender from any loss due to problems with the title. It also guarantees that the lender has the first valid lien against the title.
  2. Owner's Title Insurance - This type of policy protects the buyer from any errors that may surface after the sale of the property is complete. There are no annual premiums to pay and the buyer pays for the policy when it is issued.

A seller may purchase a policy to insure that the buyer is receiving a clear title to protect the lender. This type of policy is the only policy that will protect you from any kind of legal expenses from a resulting dispute.

If you have any questions, or would like more information about our title services in the Main Line Philadelphia area, contact us for more information.